Mortgage calculator from Xinc.
These home loan calculators are provided free to assist you in assessing your borrowing needs and repayment requirements. Whether you are looking for a home loan, investment loan or simply refinancing, these home loan calculators will help you with your decisions.
For a more detailed assessment of your home loan information, you should contact an X Inc. mortgage broker for a confidential conversation.
Please feel free to use any of these mortgage calculators as often as you like and bookmark this page if you would like to return at any time.
Loan calculators
- How much can I borrow? Find out how much you can expect to borrow for a home based on your current salary and existing financial commitments
- Where can I afford to buy? Determine how much you can borrow based on current salary and expenses, add your deposit, then find out what postcodes offer you affordable properties
- Loan repayment calculator Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount
- Split loan simulator Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that we can't predict. Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios
- Extra repayments simulator Calculate how much you can save in interest and/or shorten your loan term by making additional repayments over and above your current monthly repayment
- Lump sum repayment simulator How much time and interest can I save by paying a lump sum off my loan?
- Compare two loans Select any two home loans on the market for a direct cost comparison. Determine which is the cheapest in total fees and interest over the life of the loan
- Comparison rate calculator Compare an initial rate with an ongoing rate
- Leasing calculator Find out what your monthly lease payments will be for a given loan amount, interest rate, term and residual
- Principal and interest calculator Use this calculator to work out how much of your monthly payment is interest and how much is your principal over the term of your loan. This calculator will also show how much interest you pay
Budgeting & saving
- Savings plan simulator Set yourself a savings goal and project how much you can accumulate over time from an initial contribution and regular ongoing deposits
- Compounding interest term deposit Discover the power of compounding interest and how much you can earn from a term deposit
- Budget planner Calculate the amount of funds you have once your expenses are taken away from your income
Taxation & fees
- Income tax calculator Work out your income tax according to the Australian Taxation Office's personal income tax scales
- Stamp duty and other costs Use this simple Stamp Duty calculator to find out how much stamp duty and other statutory fees you'll pay on property purchases and mortgages
Please note: The results of these calculators are indicative only, and constitute neither a quote nor pre-qualification for a loan.
